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Weekly CVS Haul 11/02/2013

Retail Value: $91.94 For Only 75 Cents!

CVS Haul 10/20/13

$25.86 Money Maker!

CVS Haul 10/23/13

Retail: $27.54 OOP: $1.06!!

Friday, November 8, 2013

We're Moving!

Please bare with me as I transfer by blog to Wordpress. My new domain is www.supermomsavingmoney.com Please feel free to check out what's going on over there. There will be no new posts after this one. Thanks for sticking with Super Mom Saving Money!

Couponing At Target

With tons of ways to save, 
Target
Can Be A Couponer's Best Friend


The majority of Americans recognize the Target logo but not many know the many ways Target allows you to save. First, let's take a look at their coupon policy. Remember to print a copy & keep it in your binder!


Target accepts both manufacturer and their own store coupons. Target will also price match competitors' sale prices but they will not accept any competitors' coupons. According to Target's policy, you may use one manufacturer coupon in conjunction with one Target coupon. Target does not allow overages and coupons may be reduced if it exceeds the price of the item. There is also a limit of 4 identical coupons per household, per day. 

Mobile Coupons

With that said, Target offers many ways to save. Before shopping at Target, you are going to want to sign up for their mobile coupons. Simply text 'COUPONS' to 827438 and follow the directions in their reply. You will receive a text message once every other week with offers and they are valid for two weeks. Keep in mind that mobile coupons are considered Target coupons and may not be combined with any other Target coupons

Redeeming Target's mobile coupons is easy- simply click on the link provided in the text message and show it to your cashier. They are able to scan it just like any other coupon! If you do not have a smart phone, type the web address provided in the text message and print from your home computer.


There are also many printable Target coupons available on their website.



Thursday, November 7, 2013

Couponing At Wal-Mart

Making Their Everyday Prices Even Cheaper

Wal-Mart.com USA, LLC

Did you know that on top Walmart's everyday low prices, you can also use coupons to bring that price down even more? Although Walmart rarely (if ever) releases store coupons, MQs are usually enough to bring items down to stockpile prices! 

Let's take a look at Walmart's coupon policy.


Printable Coupons:

  • Must be legible (meaning no ink smudges)
  • Must say "Manufacturer Coupon"
  • Must have a valid remit address for the manufacturer
  • Must have a valid expiration date
  • Must have a scannable bar code
  • Buy one, get one free (BOGO) coupons with a specified price
  • Can be printed in black and white or color
  • No Photocopies
Manufacture Coupons:

  • For dollar/cents off (Example $2.00 off or 55 cents off)
  • For free items (except Internet printables)
  • Buy one, get one free (BOGO) coupons
  • Must say "Manufacturer Coupon"
  • Must have a valid remit address for the manufacturer
  • Must have a valid expiration date
  • Must have a scannable bar code
  • No Photocopies
Competitor Coupons:

  • A specific item for a specified price (Example: Coke 12 pack for $3.00)
  • Buy one, get one free (BOGO) coupons for items with a specified price (Example: Buy one Dove Shampoo for $2.50, get the conditioner for FREE!)
  • Have a valid expiration date
  • Acceptable in black and white or color
Catalina's:

  • Printed at competitors' registers for dollar/cents off on a specific item
  • Must have "Manufacturer Coupon" with specific item requirements printed on them
  • Must have a valid remit address for the manufacturer
  • Must have a valid expiration date
  • Must have a scannable bar code
  • Acceptable in black and white or color
  • No photocopies
Soft Drink Caps


A Few Things to Keep In Mind

According to Walmart's policy, the coupons (other than competitors and soft drink caps) must scan at the register. If you used printable coupons before, you may have ran into the problem of them not scanning. This is why I recommend using printable coupons as less as possible at Walmart. Some couponers have reported cashiers manually typing in the coupon's barcode or having a manager key it in but this a YMMV situation. Do not be afraid to tell the cashier to take the item off of your order if they will not take the coupon. With or without couponing, you should never feel as if you are forced to buy an item.

Also, Walmart only accepts coupons for items that they sale. Meaning, they will not take coupons for other stores' brand item. You must also buy the specific item stated on the coupon. If the coupon is for 60 cents off of any 12oz+ box of Cheerios, you may not use it to purchase smaller boxes.

The Awesome Thing About Using Coupons At Walmart

You can get overage on coupons at Walmart! Yes, Walmart will pay you the difference if your coupon is for a higher amount than the actual price of the product! You can use this overage toward your overall transaction or if you balance comes out to a negative amount, Walmart will give you the money back in CASH! ...and there are no limits to the number of coupons you can use in a transaction.* How awesome is that! 

*Only one coupon per item is allowed and using more than 40 coupons or $50 worth of coupons in one transaction will prompt for a manager's approval.

A Few Scenarios A Walmart
(keep in mind that these scenarios do not include tax)


2 X Schar Gluten Free Hazelnut Wafers, 2 oz package $1
                   (2)  -$1 Printable from their Facebook 
1 X Colgate Total Toothpaste, 4.4 oz package 94¢
                   (1)  -$1 Colgate Total toothpaste, Publix Pick Up the Values Flyer
4 X Reach Dental Floss, 97¢
                   (4)  -$1 Reach floss, SS 10/06/13

Total Before Coupons: $6.82
Coupons Used:           -$7.00
Total OOP: Nothing! Walmart would owe you 18 cents!

If you had other items in your transaction, the 18 cents would be applied toward your total. This is a great way to save on items that wouldn't normally have coupons like milk, meat, or even clothes! Let's take a look at what that would look like in the second scenario.

4 X Advil PM 4 pack (travel size),  97¢
            (4) -$1 Advil PM MQ, RP 10/13/13
2 X Kikkoman Seasoning Mixes,  78¢
            (2) -$1 Kokkoman Product, printable
2 X Vlasic Pickle Relish,  98¢
            (2) -$1 Vlasic Pickle Brand Product, printable
Gallon of Milk $3.99

 Total Before Coupons: $11.39
Coupons Used             -$8.00
Total OOP: $3.39 
(Your overage was applied to the milk!)


While you're at Walmart, don't forget to look out for Clearance deals! You can use coupons to score some great deals with Walmart's clearance items too. Good luck & Happy Couponing!

Wednesday, November 6, 2013

New To Couponing? Score this toilet paper deal




If you're new to couponing, you may not have a great stockpile of coupons just yet. Well, you're in luck this week! Walgreens is having an awesome deal on their NICE! brand toilet paper. This month, NICE! 6-pack toilet paper is on sale 2/$5.00...but now until Saturday, it's BOGO! You can get both packs for only $2.50! That's only 21 cents a roll! Hurry over to Walgreens and grab a couple packs!

Getting Started At CVS

CVS is a couponers dream! Your first few transactions can seem daunting but after a few runs, you'll be in an expert in no time.The first thing that you'll need to do is get a CVS extracare card. Although they will send you one by mail, it is much easier to get one in person.





Once you have your card, head over to CVS' Website and create a login. Make sure you use the number on the back of your extra card card and correct email. CVS will email you many amazing coupons which can be sent directly to your card. NO PRINTING! Occasionally, you will also receive coupons by mail. Also, make sure you sign up for their Beauty Club. This will earn you an additional $5 ECB after purchasing $50 worth of beauty products which can be earned over multiple transactions.

If you are unfamiliar with CVS' Extra Care Bucks, you may be wondering what an ECB is. ECBs are CVS money that can be used on future purchases. Once you begin your CVS couponing adventure, ECBs will be your holy grail. ECBs will print at the end of your receipt after purchasing qualifying items. Your first purchase, you will have to spend some money out of pocket but after a few weeks of "CVSing", you should be only spending pennies on the dollar and maybe even none at all!

When you first get to CVS, do not forget to scan your card at the coupon center. It usually located near the first few isles. There are tons of CVS coupons each week which can be paired with manufacturer coupons. Even if you can't use them during this trip, be sure to save them! Most of the coupons are good for 1-2 weeks.

Let's take a look at a few scenarios:

The CVS ad states that if you by 2 Colgate Total toothpaste or mouthwash priced at $2.99 each, you will receive a $3 ECB toward your next purchase. There was also a $2 Colgate Mouthwash coupon in the Smart Source. When you go to the coupon center, a $1 off of $5 oral care coupon prints. This is a store coupon which can be combined with the manufacturer coupon.

2 Colgate Total Mouthwash $2.99each =  $5.98
2 Colgate Manufacturer Coupon              -$4.00
1 CVS ORAL CARE coupon                  -$1.00

Total Out Of Pocket (OOP)=   .98 cent with a $3 ECB

This would be considered a money maker!

Now, let's say the next week there is a deal where you will get a $10 ECB when you spend $30 in P&G products. You have also received a $5 off of $20 CVS coupon in your email.

Charmin Basic                       $5.49
Bounty Paper Towels            $5.99
Gain Detergent  $11.49 X2   $22.98

Total Before Coupons:          $34.46
$5/20 CVS coupon               -$5.00
$3/2 Gain Detergent MC       -$3.00
$1 Charmin Basic MC          -$1.00
$1 Bounty MC                     -$1.00
$3 ECB from last week        -$3.00

Total OOP: $21.46 plus a $10 ECB

It is essentially like getting it for $11.46 which is the price of just the 1 Gain! If you happen to find CVS store coupons for detergent or paper products, this would become an even better deal!

There are also many couponers who recommend "rolling" your ECBs. This is where you must do multiple transactions and continuously roll your ECBs from the previous transactions into the next. This can get complicated and stressful for both you and cashier. Unless it is an exceptional deal or money maker, I usually try to stick with one transaction and save my ECBs for the next week's deals.

Did I leave you with more questions? Send me an email through the Contact link above!

Organizing Your Coupons


Organizing Your Coupons
Your Coupons are Piling Up! Now What?

There are many ways to compile and organize your coupons. I recommend trying a few methods to see what's best for you and your shopping habits! When I first started couponing, I went all out. I bought 2 large packs of baseball card holders, a huge binder, page separators, and page protectors. Looking back, I wish that I would have only bought half of that!


Baseball Card/Binder Method
Pros: It is easier to find a specific coupon while on the go
Cons: Requires more time clipping coupons weekly

What you'll need:

3-ring Binder- Personally, I have a 5 inch binder that zips all around. I can be a bit clumsy and if I drop my book, my coupons stay in place! When I first started, I used a cheap, small binder. I waited until school supplies went on clearance at Wal-mart and picked up the binder that I'm using now.
Baseball Card Holders- I found these a bit hard to find but I was finally able to find these at Target tucked away near a register. DO NOT buy business card protectors. I made this mistake and coupons do not fit properly and they have to go in sideways.
Money Protectors- I not really sure exactly what you call these. They are used to protect a collector's paper money. A friend of my husband is a collector and gave me a pack a few years back. These particular ones have 3 pouches per page and fit in a 3-ring binder. These are perfect for printable coupons or coupons longer than normal. (Note: There are some protectors sold that do not fit in a 3-ring binder and are for individual pieces of paper. These are not the ones you want.)
Page Dividers: These, as well as the money protectors, are completely optional. Dividers help you stay organized by dividing your baseball card holder into sections.

Putting it all together: 
First, label your page dividers. These is completely up to you but some of the basic categories are frozen foods, canned goods, baking, cleaning supplies, paper products, medicine and personal supplies. Experiment over your first few months with what sort of labeling works for you. You may even find that organizing by a certain store's isle set-up works best for you!

Second, get to clipping! You'll want to at least clip the coupons you know that you will use and high value coupons. If you are going with this method, I recommend clipping all of the Sunday insert coupons. You never know when you'll run into a deal or clearance sale.

Now that you have your binder labeled and your coupons clipped, start putting sets of coupons in each section of your baseball card holders. Be sure you are putting the coupons that are closest to the expiration date in the front of each section.

Upkeep:
Each week, you will need to clip your Sunday inserts and organize them in your binder. Although this can be time consuming, it can save time when preparing for a shopping trip or when you find a unadvertised sale. At the end of the month, be sure to do a quickly look through and remove any coupons that have expired.

Tips When Using This Method:
Don't throw away left over inserts! If you clip only the coupons you think you will use, be sure to save the inserts with any left over coupons. You never know when you will come across an unpassable deal!


Paper Protector/Binder Method
Pros: Less time clipping coupons that will never be used, cheaper start-up
Cons: More time spent preparing for shopping & awkward isle clipping

What You'll Need:

3-ring Binder: Just like above, you'll need a binder big enough to accommodate your coupon stockpile! However, if you choose this method, you will need a very large (4-5+ inch) binder as inserts take up more space.
Page Protectors: These are easily found in many stores like Target, Wal-mart or Staples. You may even find them on sale during back-to-school sales.
Baseball card holders/Money Protectors: These are completely optional with this method but you may want a few to hold any loose coupons.

Putting It All Together: 
Start by sorting the Sunday inserts that you may have by date. Don't worry if you only have a week or two! Your binder will fill before you know it! Insert dates can be found in small print on the outside fold. You will want to take a pen and write the date on the outside of your inserts. This will make it extremely easy to flip through and find the correct date. The organization after this point is completely up to you! If you don't have that many inserts for each week, you can put each week in a protector. If you're collecting more than 4 inserts each week, you may want to have the Smart Source, Red Plum, and P&G sorted by type and date. You will use 2-3 protectors per week but this will lessen the weight on each protector which in turn, will preserve their lifetime.

Upkeep: 
Each week, date and organize your inserts. Before each shopping trip, search an online coupon database or look for coupon match-ups for your particular store. Then, simply, go to the date and clip your coupons! I also recommend keeping your inserts for at least 2-3 months. You never know when you'll need a coupon from October in January!

Tips When Using This Method:
If you plan on carrying your binder with you to the store, keep a pair of scissors with you just in case you find an unadvertised deal or clearance sale. You may also want to have a phone with internet connection with you in order to search an online coupon database for coupons to match these items.



Combining The Above Methods

This is my prefered method of organizing my coupons. Although I do not clip each Sunday insert, I do come across a lot of coupons that are not in an insert. These can be from peelies, blinkies, coupons by mail, or catalinas. I organize each week's inserts by date and type. These go in paper protectors in the back of my binder. When I come across any loose coupons, I put them in either baseball card holders or paper currency holders which are organized with dividers at the front of my binder.







Where Do I Find Coupons?




Couponing 101
Where Can I Find Coupons?

In my opinion, finding coupons is the easy part. It's figuring out how to maximize your savings that's the hard part! The first thing that you are going to want to do is get a newspaper subscription. If you live in small town, check neighboring larger cities to see if their newspaper can be delivered to you. I recommend getting two Sunday news subscriptions. As you'll see later on, there will be many times where you will need two of the same coupon in order to get the best pricing per item. Personally, for my family of three, I usually purchase 4 newspapers per week. On occasion, if I know there is going to be a good deal on a product and I would like to stock up, I will purchase more than four that week. Don't worry! You're savings will greatly outweigh the cost of these subscriptions.

Okay, so you got your newspaper subscriptions. Next, you'll want spend some time on Facebook or other social media sites like Twitter. If you're like me and don't want to spam your friend's and family's feeds with your newly-found coupon addiction, feel free to start a separate account just for couponing. Once on the site, search for your favorite companies. Almost every major brand has a Facebook or Twitter account where they will host giveaways, sampling offers, and printable coupons. This will come in handy when you need to print a coupon that was not offered in your local Sunday paper.

I mentioned above that many companies give away free samples of their products. This is a great way to get coupons by mail as many of their samples do come with a coupon or two. Another great way to receive coupons is to directly email some of your favorite brands. When I first began couponing, I tried to email two or three companies a day. I would go to their website, find the “Contact Us” link and send them a short message saying how much I loved their product. Although I received a response from every company, I only received a coupon from a little more than half of them. However, eighty percent of the coupons that I did receive were for free items. These were great little bonuses to add to my grocery list that week. I do not recommend emailing the same company over and over. If you receive a coupon in the mail, I would wait several months before contacting them again. There are also several brands including Pillsbury and Proctor & Gamble who offer extra value coupons by their website or by their mailing list. I will talk more about this when we get into sampling and freebies so for now, let's stick with where to find coupons!

Another great source of coupons is internet printables. There are two main sites which have hundreds of coupons listed at any time. Www.SmartSource.com and www.coupons.com are going to be what you see most often when printing internet coupons. Besides having a printer, ink, and paper, there are a few things you will need to do before you able to print coupons. You will need to make sure that your Java is up to date and you will also need to install the website's coupon printer program. The first time you try to print coupons the website will tell you what you need to download and include the proper links. I recommend allowing pop-ups from the two sites listed above to insure everything is installed and set up correctly. You should now be set to start printing your coupons! Keep in mind that you are only allowed to print 2 coupons per computer.

There are also a few extra ways to get coupons. I've heard of several couponers “dumpster diving” for Sunday inserts. I have also heard of people volunteering to take the Sunday papers to the recycling company for hotels. Another way, is to purchase coupons from clipping services. This is a good way to get dozens of one coupon at a time. However, I have never tried either of these three methods so I am unable to give an honest opinion.


Now, you should be well on your way to building your coupon collection! It's time to organize!